Credit Risk Reporting Analyst, Head office, Sofia
The Credit Risk Analyst is responsible for regular and ad-hoc reporting on DSK Bank lending portfolio, analyses of risk strategies (champion challenger tests) and providing relevant information to the management that allows optimizing and improving the portfolio quality. Additionally, the analyst is responsible for performing various analyses contributing toward increasing the understanding of customer behavior, the correlation between client characteristics and risk/delinquency. The Credit Risk Analyst also develops and maintains the queries and databases, ensures the data used is compliant and optimizes regular reporting processes.
FUNCTIONS AND RESPONSIBILITIES:
Extracting Data from various source systems and datamarts.
Develop and maintain core analytics and reports related to Credit Portfolio performance.
Track lending portfolio performance by automating reports and developing management dashboards.
Issue recommendations on risk strategy and underwriting process improvement to increase efficiency in credit risk assessment.
Consolidate and present to the management results of projects and actionable recommendations through effective presentations.
Execute any ad-hoc analysis or requests on a variety of topics for credit risk, including responses to government and regulatory entities.
Develop and maintain databases and queries to ensure data used in operations is accurate, according to company policies and compliant.
Provide Business Intelligence any time needed for special circumstances/projects.
Analytical abilities including strong ability to query/gather, segment, analyze, leverage database information using SQL. Ability to develop and automate reporting needs.
Ability to work independently and with other groups in a professional and productive manner.
Excellent problem solving skills.
Efficient and flexible under tight deadlines and conflicting priorities.
University degree in a business or mathematics discipline (Finance, Business Administration, Economics, Statistics, Mathematics) is required.
Knowledge of MS Office Excel, Word and PowerPoint.
Experience with MS SQL Management Studio or MS Power BI is not a must, but is considered an advantage.
WHAT WE OFFER:
Perfect opportunities for professional and career development in the leading Retail Bank in Bulgaria.
Dynamic and challenging position offering freedom to present and accomplish your bright ideas.
Competitive remuneration and attractive bonus scheme.
Healthy working environment within a great team of professionals and modern office building in the heart of the city center.
Various opportunities for learning and further development of the professional skills and competences.
Want to become part of our team? If you find this proposal interesting, please share your CV with us by sending it to Boris.Ederov@dskbank.bg not later than 12.03.2019. Shortlisted candidates will be contacted afterwards.
INFORMATION ABOUT THE PROCESSING OF INDIVIDUALS’ PERSONAL DATA:
DSK Bank EAD is a company registered in the Commercial Register and the Registry Agency’s Register of Legal Persons Engaged in a Non-Profit Making Activity with United Identification Code 121830616, head office and registered address Sofia 1000, 19, Moskovska Str.
The personal data that you submit when filing an application under this VACANCY NOTICE shall be processed and stored by DSK Bank EAD in its capacity of Data Controller under the rigorous compliance with the requirements of Regulation (EU) 2016/679 of the European Parliament and of the Council on the protection of natural persons with regard to the processing of personal data and on the free movement if such data, as well as the Personal Data Protection Act.
Detailed information about the purposes and the legal grounds for personal data processing; the categories of recipients of personal data; the period for which the personal data will be stored; your rights as personal data subject, as well as information about the way in which you can exercise these rights; contact data of the data protection officer along with any other information which the General Data Protection Regulation prescribes to be provided to the data subjects, has been published in the Careers Section on the webpage of DSK Bank EAD.